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Delayed Start Mortgage: What First-Time Buyers Need to Know
If you are a first-time buyer and want to explore whether a delayed start mortgage could help you get on the property ladder with more confidence, reach out to Penn Financial. Our advisers can help you understand your options in plain English and, more importantly, whether this type of mortgage fits your unique situation.Â

Penn Financial
Jun 242 min read
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Housing Boost | What the Government’s £39bn Investment Means for the UK Property Market?
Chancellor Rachel Reeves is due to deliver her Spending Review, setting out the budgets for all government departments over the next few years. Chancellor has confirmed the Government’s commitment to inject £39 billion into social and affordable housing over the next decade. This is one of the most substantial investments of its kind in recent history and is positioned as a central pillar of the Government’s plan to "renew Britain."

Penn Financial
Jun 112 min read
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Should You Consider Borrowing Seven Times Your Income for a Mortgage?
Could borrowing seven times your income for a mortgage be right for you? Learn the risks and benefits of high-income multiple loans.

Penn Financial
May 292 min read
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Urgent Mortgage Alert to Homeowners
If your mortgage rate is due to expire, this is for you. Â

Penn Financial
Feb 72 min read
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Penn Financial Expands Services: Equity Release and Islamic Mortgages
At Penn Financial, we are always striving to better serve our clients. That is why we are thrilled to announce that we now hold full...

Penn Financial
Dec 9, 20242 min read
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Penn Financial Advisers’ Top Tips for a Financially Stress-Free Christmas
Saan, Lux, and our Equity Release Specialist Paul have come together to share their expert advice on making the season joyful...

Penn Financial
Dec 9, 20243 min read
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The Nationwide House Price Index Report: September Records Fastest Annual House Price Growth in Two Years
According to the latest Nationwide House Index report, there has been the "fastest annual house price growth in two years" with the average

Penn Financial
Oct 1, 20242 min read
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About the Length of Your Mortgage Term
For a long time, a mortgage term was generally accepted to be 25 years and even now, if you ask many borrowers how long a mortgage term...

Penn Financial
Sep 16, 20242 min read
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What is the Own New scheme?
Own New is a scheme designed to make it easier for somebody to purchase a new build home by way of a mortgage. The scheme was launched...

Penn Financial
Apr 10, 20241 min read
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Mortgages | Is Now a Good Time To Remortgage?
The decisions you have to make when considering remortgaging are particularly crucial at this time due to rapidly changing economic...

Penn Financial
Jul 25, 20232 min read
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Mortgages | Remortgaging In 2023
Time to start remortgaging yet again to find the best deal you can as your current discounted rate is about to expire...

Penn Financial
Jul 25, 20232 min read
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Mortgages | Finding The Best Mortgage Deal Available To You And Your Unique Set Of Circumstances
Did you know that the average homeowner remortgages their home approximately five times throughout their lifetime? Remortgaging can be a ben

Penn Financial
Jul 25, 20232 min read
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Mortgages | Joint Borrower, Sole Proprietor
Trying to get a mortgage on your own can be challenging as you can only borrow so much as your lender deems to be affordable in accordance..

Penn Financial
Dec 19, 20222 min read
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Mortgages | Is The Second Charge Mortgage Worth Considering?
Sometimes, you may need extra money and there are various ways to raise that capital – one of those ways is by way of a second charge...

Penn Financial
Nov 18, 20222 min read
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Mortgages | What Is Happening On The Mortgages Market? | November 2022 Update
The Bank of England base rate has now increased to 3% from 2.25%, which is the highest the base rate has been since the...

Penn Financial
Nov 11, 20222 min read
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Mortgages | Stamp Duty Land Tax From 23.09.2022
You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example, a ho

Penn Financial
Oct 12, 20221 min read
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Mortgages | Stamp Duty | From 1 July 2021
Stamp duty rates have now changed from 1 July 2021 as the tax holiday introduced in June 2020 starts to be phased out.

Penn Financial
Jul 8, 20212 min read
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Mortgages | What Does A Mortgage Broker Do?
In this article, we are explaining to you the mortgage application process and how a Mortgage Broker can help you save time and money.

Penn Financial
Jun 24, 20214 min read
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Mortgages | First Homes Scheme 2021
From Friday 4th June 2021 the government launched a new scheme to help First Time Buyers get onto the property ladder if possible...

Penn Financial
Jun 15, 20212 min read
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Mortgages | The Mortgage Application Process Explained
Whether you are a first-time buyer, looking to remortgage your home or other property or seeking to find a buy-to-let property, then you...

Penn Financial
May 25, 20215 min read
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