If you are a first-time buyer and want to explore whether a delayed start mortgage could help you get on the property ladder with more confidence, reach out to Penn Financial. Our advisers can help you understand your options in plain English and, more importantly, whether this type of mortgage fits your unique situation. 

Chancellor Rachel Reeves is due to deliver her Spending Review, setting out the budgets for all government departments over the next few years. Chancellor has confirmed the Government’s commitment to inject £39 billion into social and affordable housing over the next decade. This is one of the most substantial investments of its kind in recent history and is positioned as a central pillar of the Government’s plan to "renew Britain."

Could borrowing seven times your income for a mortgage be right for you? Learn the risks and benefits of high-income multiple loans.

If your mortgage rate is due to expire, this is for you.  

At Penn Financial, we are always striving to better serve our clients. That is why we are thrilled to announce that we now hold full...

Saan, Lux, and our Equity Release Specialist Paul have come together to share their expert advice on making the season joyful...

According to the latest Nationwide House Index report, there has been the "fastest annual house price growth in two years" with the average

For a long time, a mortgage term was generally accepted to be 25 years and even now, if you ask many borrowers how long a mortgage term...

Own New is a scheme designed to make it easier for somebody to purchase a new build home by way of a mortgage. The scheme was launched...

The decisions you have to make when considering remortgaging are particularly crucial at this time due to rapidly changing economic...

Time to start remortgaging yet again to find the best deal you can as your current discounted rate is about to expire...

Did you know that the average homeowner remortgages their home approximately five times throughout their lifetime? Remortgaging can be a ben

Trying to get a mortgage on your own can be challenging as you can only borrow so much as your lender deems to be affordable in accordance..

Sometimes, you may need extra money and there are various ways to raise that capital – one of those ways is by way of a second charge...

The Bank of England base rate has now increased to 3% from 2.25%, which is the highest the base rate has been since the...

You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example, a ho

Stamp duty rates have now changed from 1 July 2021 as the tax holiday introduced in June 2020 starts to be phased out.

In this article, we are explaining to you the mortgage application process and how a Mortgage Broker can help you save time and money.

From Friday 4th June 2021 the government launched a new scheme to help First Time Buyers get onto the property ladder if possible...

Whether you are a first-time buyer, looking to remortgage your home or other property or seeking to find a buy-to-let property, then you...