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First-Time Buyers in 2025

  • Writer: Penn Financial
    Penn Financial
  • Jul 23
  • 1 min read

Buying your first home is a big step. It is exciting, and often overwhelming. At Penn Financial, we are here to guide you through it all, every step of the way.


The good news for the First-Time Buyers?


Things are looking up for first-time buyers. Lenders are starting to offer more flexible and affordable options to help people get on the property ladder.


You may be able to borrow more than before


Lenders have recently lowered income requirements, making it easier to borrow - whether you are applying on your own or with someone else. Some lenders are now offering higher loan amounts, better fixed-rate deals, and even incentives like cashback or rewards for choosing energy-efficient homes.


Can you afford a home?


We know affordability is a big concern right now. These changes could make all the difference, helping you buy a home sooner than you thought possible. If you’re a first-time buyer ready to explore your options or a parent wanting to support your child, we are here to help with friendly, thorough, and practical advice.

 

Let’s see what is possible for YOU

Please contact me now, I will be delighted to assist.


Lux Signature





Lux Mathiy  

0207 183 5938    


The information provided in this article is not intended to constitute professional advice. You should seek comprehensive legal, accountancy, or financial advice regarding your situation from a qualified Solicitor, Accountant, or Financial Advisor/Mortgage Broker before taking any action.

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©2025 by Penn Tech 

Penn Financial is the trading name of Penn Financial Limited registered in England and Wales number 06242330 and the registered office is at 13 Austin Friars London EC2N 2HE where a list of directors is available for inspection.

 

Penn Financial Limited is authorised and regulated by the Financial Conduct Authority number 927714.  Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. The guidance on this website relates to the UK regulatory regime and is targeted at UK based consumers.

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