First-Time Buyers in 2025
- Penn Financial

- Jul 23
- 1 min read
Buying your first home is a big step. It is exciting, and often overwhelming. At Penn Financial, we are here to guide you through it all, every step of the way.
The good news for the First-Time Buyers?
Things are looking up for first-time buyers. Lenders are starting to offer more flexible and affordable options to help people get on the property ladder.
You may be able to borrow more than before
Lenders have recently lowered income requirements, making it easier to borrow - whether you are applying on your own or with someone else. Some lenders are now offering higher loan amounts, better fixed-rate deals, and even incentives like cashback or rewards for choosing energy-efficient homes.
Can you afford a home?
We know affordability is a big concern right now. These changes could make all the difference, helping you buy a home sooner than you thought possible. If you’re a first-time buyer ready to explore your options or a parent wanting to support your child, we are here to help with friendly, thorough, and practical advice.
Let’s see what is possible for YOU
Please contact me now, I will be delighted to assist.

Lux Mathiy
0207 183 5938
The information provided in this article is not intended to constitute professional advice. You should seek comprehensive legal, accountancy, or financial advice regarding your situation from a qualified Solicitor, Accountant, or Financial Advisor/Mortgage Broker before taking any action.






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