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  • Writer's picturePenn Financial

Mortgages | Remortgaging In 2023

Updated: Apr 10

Most homeowners know the feeling of relief after the mortgage offer has been made and the purchase has finally been completed - no more forms to fill in and the stress is replaced with relief and joy.


Then, what happens next:


* Blink *


​...and (two or) five years have passed.



In the blink of an eye, it is that time already - time to start remortgaging yet again to find the best deal you can as your current discounted rate is about to expire.


No one wants to be left hanging with the Standard Variable Rate (SVR), which will always be higher than a discounted rate you can get. However, ignoring the issue or just staying with the SVR or getting a discounted remortgage with the same lender could potentially cost you thousands of pounds over the course of the mortgage.


If you already have a mortgage broker you trust, contact them and they will help you make sense of the market and options available to you. If you do not have a mortgage broker you trust or want specialist expert advice, then please contact us at Penn Financial, we are here to assist and guide you through the process and products available to you, specific to your individual needs.


Learn more about what is it like working with us HERE.


Please contact us to speak to an advisor to assist you in finding the best deals available to you.


0333 34 44 34 8


The information provided in this article is not intended to constitute professional advice and you should take full and comprehensive legal, accountancy or financial advice as appropriate on your individual circumstances by a fully qualified Solicitor, Accountant or Financial Advisor/Mortgage Broker before you embark on any course of action.



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