Blog | Penn Financial

The Nationwide House Price Index Report: September Records Fastest Annual House Price Growth in Two Years

Penn Financial

4 days ago
2 min

The Nationwide House Price Index Report: September Records Fastest Annual House Price Growth in Two Years

According to the latest Nationwide House Index report, there has been the "fastest annual house price growth in two years" with the average

Penn Financial

Sep 16
2 min

About the Length of Your Mortgage Term

For a long time, a mortgage term was generally accepted to be 25 years and even now, if you ask many borrowers how long a mortgage term...

Grandparents Helping With Private School Fees: Exploring Lifetime Mortgages as a Solution

Penn Financial

Aug 28
2 min

Grandparents Helping With Private School Fees: Exploring Lifetime Mortgages as a Solution

Private School fees are currently in the news with the planned removal of VAT exemption, and with the average fee for a day pupil...

NEW Mortgage Payment Protection Insurance

Penn Financial

May 10
2 min

NEW Mortgage Payment Protection Insurance

In the past, it was well known that you could take out a mortgage for example and then take out another policy to cover you in case you lost

Penn Financial

Apr 10
1 min

What is the Own New scheme?

Own New is a scheme designed to make it easier for somebody to purchase a new build home by way of a mortgage. The scheme was launched...

Mortgages | Is Now a Good Time To Remortgage?

Penn Financial

Jul 25, 2023
2 min

Mortgages | Is Now a Good Time To Remortgage?

The decisions you have to make when considering remortgaging are particularly crucial at this time due to rapidly changing economic...

Penn Financial

Jul 25, 2023
2 min

Mortgages | Remortgaging In 2023

Time to start remortgaging yet again to find the best deal you can as your current discounted rate is about to expire...

Mortgages | Finding The Best Mortgage Deal Available To You And Your Unique Set Of Circumstances

Penn Financial

Jul 25, 2023
2 min

Mortgages | Finding The Best Mortgage Deal Available To You And Your Unique Set Of Circumstances

Did you know that the average homeowner remortgages their home approximately five times throughout their lifetime? Remortgaging can be a ben

Protections | What Is the Difference: Regulated Bridging Loans v. Unregulated Bridging Loans

Penn Financial

Jun 26, 2023
2 min

Protections | What Is the Difference: Regulated Bridging Loans v. Unregulated Bridging Loans

As you will have seen from the first article in this series, a regulated bridging loan is a type of bridging loan that is regulated by...

Protections | More Detail: Regulated Bridging Loans Versus Unregulated Bridging Loans

Penn Financial

Jun 26, 2023
2 min

Protections | More Detail: Regulated Bridging Loans Versus Unregulated Bridging Loans

What are the differences between Regulated Bridging Loans and Unregulated Bridging Loans?

Protections | The Basics: Regulated Bridging Loans Versus Unregulated Bridging Loans

Penn Financial

Jun 5, 2023
1 min

Protections | The Basics: Regulated Bridging Loans Versus Unregulated Bridging Loans

A regulated bridging loan is a type of bridging finance that is regulated by the Financial Conduct Authority. By implication, an ...

Protections | Have You Been Thinking About Cancelling Your Protections Policy?

Penn Financial

Mar 14, 2023
2 min

Protections | Have You Been Thinking About Cancelling Your Protections Policy?

The cost of living crisis is sadly well established in the minds and pockets of many... Have you been thinking about cancelling your policy?

Mortgages | Joint Borrower, Sole Proprietor

Penn Financial

Dec 19, 2022
2 min

Mortgages | Joint Borrower, Sole Proprietor

Trying to get a mortgage on your own can be challenging as you can only borrow so much as your lender deems to be affordable in accordance..

Mortgages | Is The Second Charge Mortgage Worth Considering?

Penn Financial

Nov 18, 2022
2 min

Mortgages | Is The Second Charge Mortgage Worth Considering?

Sometimes, you may need extra money and there are various ways to raise that capital – one of those ways is by way of a second charge...

Mortgages | What Is Happening On The Mortgages Market? | November 2022 Update

Penn Financial

Nov 11, 2022
2 min

Mortgages | What Is Happening On The Mortgages Market? | November 2022 Update

The Bank of England base rate has now increased to 3% from 2.25%, which is the highest the base rate has been since the...

Mortgages | Stamp Duty Land Tax From 23.09.2022

Penn Financial

Oct 12, 2022
1 min

Mortgages | Stamp Duty Land Tax From 23.09.2022

You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example, a ho

Protections | Critical Illness | “It won’t happen to me” Mentality

Penn Financial

Feb 15, 2022
2 min

Protections | Critical Illness | “It won’t happen to me” Mentality

Critical illness cover is something we talk to our clients about every day, and it is one of those “it won’t happen to me” topics and...

Mortgages | Stamp Duty | From 1 July 2021

Penn Financial

Jul 8, 2021
2 min

Mortgages | Stamp Duty | From 1 July 2021

Stamp duty rates have now changed from 1 July 2021 as the tax holiday introduced in June 2020 starts to be phased out.

Mortgages | What Does A Mortgage Broker Do?

Penn Financial

Jun 24, 2021
4 min

Mortgages | What Does A Mortgage Broker Do?

In this article, we are explaining to you the mortgage application process and how a Mortgage Broker can help you save time and money.

Penn Financial

Jun 15, 2021
2 min

Mortgages | First Homes Scheme 2021

From Friday 4th June 2021 the government launched a new scheme to help First Time Buyers get onto the property ladder if possible...

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