Welcome to Penn Financial
Mortgages | Protections | Insurance | Equity Release
In challenging times, you need guidance you can trust. At Penn Financial, we understand that every financial journey is unique. If you are seeking individual solutions tailored to your personal financial circumstances, you have come to the right place.
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We are committed to delivering the highest level of service with the utmost personal attention. Our expert team is dedicated to finding the best options for you, with access to a wide range of products across the market.
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As part of the Penn Group of Companies, Penn Financial offers more than just financial services. You will have access to a network of specialist professionals in law, accountancy, and technology, all under one roof.
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Please note that only Penn Financial is regulated by the FCA, ensuring that the advice and products we provide meet the highest standards of quality and compliance.
Challenge us
We challenge you to challenge us at no cost to you.
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Times are hard for many and we are all seeking ways to save our hard-earned cash where we can.
Services
With Penn Financial you have access to products across the market
We specialise in mortgages, life insurance, income protection and general insurance. We are experts in equity release and can even assist with Islamic Mortgages.
We are here to help you when you are at important milestones in your life and guide you on that perilous journey so that you can make sound financial decisions for your family and your future.
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We want to build a long-term relationship with you that endures. We want to find bespoke solutions to your financial needs, and we do not do "one size fits all" or "pile it high, sell it cheap" solutions for any of our clients. This is our way.
This is also the Penn Group way.
Penn Group of Companies is a group of professional services companies under one roof that allows us to help you in a strategic and holistic way, enabling you to create long-term solutions to complex problems that involve law, financial services and tax.
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PROTECTIONS
Dependable
LATER LIFE LENDING
Safe
Later life lending might seem straightforward, but with more and more fusion between standard mortgages and later life mortgages - the complexities can be daunting and complex. From equity release to retirement interest-only mortgages to longer term standard mortgages, understanding the terms, implications, and suitability for your circumstances is crucial. Get it wrong, and it could very substantially impact your financial future or inheritance planning.
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We take the time to understand your unique situation and long-term goals, ensuring the solution is tailored to your needs. Expert advice from experienced professionals to secure your financial peace of mind.
GENERAL INSURANCE
Secure
ISLAMIC MORTGAGES
Ethical
Why would you need expert advice in securing an Islamic mortgage? The answer lies in understanding the complexities of Sharia-compliant financial principles.
What makes a mortgage contract halal? How do you ensure the structure aligns with both your faith and financial needs and is suitable for your circumstances?
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At Penn Financial, we specialise in navigating the details of Islamic mortgages, providing clarity and guidance tailored to your unique circumstances. Our experts ensure you fully understand the terms and principles of your agreement, helping you achieve financial security while staying true to your values.
Why use a Mortgage Broker?
There are many benefits to using a professional mortgage broker for your next mortgage deal:
Market Knowledge: completing mortgage applications is our day job - we know where to look to source you the most suitable deals.
Often headline rates are not much more than that - a headline - those super amazing rates are not always available to all.
Did you know that lenders have their own lending criteria and different definitions? Even simple words like "first-time buyer" mean different things to different lenders. We make sure that we check their criteria to make sure you meet their specific criteria to ensure that your application is processed as swiftly and as pain-free as possible.
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We have access to products you may not be aware of and steer you away from products that look great on the surface but do not represent fair value for money when looking at the small print.
We are fully qualified and regulated and are loyal to you and alone. We look after your best interests and not that of the lender.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.
Why use a Protections Advisor?
We know the insurance market inside and out
Our Protections Advisor will work with you to understand your lifestyle, aspirations and financial goals - understanding where you are now and where you want to be.
Then and only then, your advisor will find and recommend the best protections product for you.
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There are so many nuanced differences in Protections products, even the definition of say a critical illness varies from insurer to insurer.
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Navigating that process with you is what we do best. We then report to you comprehensively and explain all the key features before we submit an application for you.
Blog
Useful information and all you need to know about mortgages, protections and insurance.
London Office
Please note that Out of Office Hours Meetings are available in this office.
13 Austin Friars
City
London
EC2N 2HE
Call us on 0333 34 44 34 8