You can start the remortgage process now if your current deal ends within the next six months.

Name: Penn Financial
Address: 13 Austin Friars, London, EC2N 2HE, GB
Telephone: 0333 34 44 34 8

Home: Welcome

Welcome to Penn Financial

Mortgages | Protections | Insurance | Equity Release

In challenging times, you need guidance you can trust. At Penn Financial, we understand that every financial journey is unique. If you are seeking individual solutions tailored to your personal financial circumstances, you have come to the right place.

We are committed to delivering the highest level of service with the utmost personal attention. Our team is dedicated to finding the best options for you, with access to a wide range of products across the market.

As part of the Penn Group of Companies, Penn Financial offers more than just financial services. You will have access to a network of specialist professionals in law, accountancy, and technology, all under one roof.

Please note that only Penn Financial is regulated by the FCA, ensuring that the advice and products we provide meet the highest standards of quality and compliance.

Speak to an Adviser

Learn More about Penn Group

Challenge us

We challenge you to challenge us at no cost to you.

Times are hard for many and we are all seeking ways to save our hard-earned cash where we can.

Mortgage Challenge

Are you coming to the end of a discounted mortgage period?

CHALLENGE us to get you the best mortgage deal available to you.

Challenge accepted!

Protections Challenge

Have you been thinking about cancelling your existing Life Insurance or Critical Illness policy?

CHALLENGE us to get you a lower premium for the same (or better) level of cover:

Challenge accepted!

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Services

With Penn Financial you have access to products across the market

We specialise in mortgages, life insurance, income protection and general insurance.

We especially help you when you are at important milestones in your life and guide you on that perilous journey so that you can make sound financial decisions for your family and your future.

We want to build a long-term relationship with you that endures. We want to find bespoke solutions to your financial needs. We do not do "one size fits all" or "pile it high, sell it cheap" solutions for any of our clients. This is our way.

This is also the Penn Group way. Penn Group of Companies is a group of professional services companies under one roof that allows us to help you in a strategic and holistic way, enabling you to create long-term solutions to complex problems that involve law, financial services and tax.

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MORTGAGES

Prudent

We literally scour the market, looking for best deals that we can find to meet your needs and that, importantly, you meet the lending criteria for. Not all lenders are the same and we navigate all their terms to ensure that the solutions we propose fit your needs.

We source mortgages for first-time buyers, home movers and those also remortgaging or seeking further advances or second-charge loans. We also do B uy to Let mortgages and more...

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PROTECTIONS

Dependable

Helping you protect yourself and your future; and your nearest and dearest by sourcing you the most suitable protections products available across the market.

We look into the fine detail of Critical Illness Cover to Income Protections Insurance, to make sure that it is fit for purpose and value for money for your particular needs.

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LATER LIFE LENDING

Useful

Later life lending might seem straightforward, but the complexities can be hidden in the fine print. From equity release to retirement interest-only mortgages, understanding the terms, implications, and suitability for your circumstances is crucial. Get it wrong, and it could impact your financial future or inheritance planning.

We take the time to understand your unique situation and long-term goals, ensuring the solution is tailored to your needs. Expert advice from experienced professionals to secure your financial peace of mind.

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GENERAL INSURANCE

Secure

Why would you need expert advice to get a simple policy of say, building and contents insurance? The answer lies in the hidden complexity of definitions for starters. Is a watch a valuable or a possession or both, and so on. Get this wrong and you may not be insured.

We go through the fine details of your needs and your assets to ensure that you are properly protected. Expert advice from experienced insurance advisors to protect your assets.

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Why use a Mortgage Broker?

There are many benefits to using a professional mortgage broker for your next mortgage deal:

Market Knowledge: completing mortgage applications is our day job - we know where to look to source you the most suitable deals.

Often headline rates are not much more than that - a headline - those super amazing rates are not always available to all.

Did you know that lenders have their own lending criteria and different definitions? Even simple words like "first-time buyer" mean different things to different lenders. We make sure that we check their criteria to make sure you meet their specific criteria to ensure that your application is processed as swiftly and as pain-free as possible.

We have access to products you may not be aware of and steer you away from products that look great on the surface but do not represent fair value for money when looking at the small print.

We are fully qualified and regulated and are loyal to you and alone. We look after your best interests and not that of the lender.

Speak to our expert Mortgage Broker

Learn more about Mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Why use a Protections Advisor?

We know the insurance market inside and out

Learn more about Protections

Our Protections Advisor will work with you to understand your lifestyle, aspirations and financial goals - understanding where you are now and where you want to be.

Then and only then, your advisor will find and recommend the best protections product for you.

There are so many nuanced differences in Protections products, even the definition of say a critical illness varies from insurer to insurer.

Navigating that process with you is what we do best. We then report to you comprehensively and explain all the key features before we submit an application for you.