top of page
Search


Protections | What Is the Difference: Regulated Bridging Loans v. Unregulated Bridging Loans
As you will have seen from the first article in this series, a regulated bridging loan is a type of bridging loan that is regulated by...

Penn Financial
Jun 26, 20232 min read


Protections | More Detail: Regulated Bridging Loans Versus Unregulated Bridging Loans
What are the differences between Regulated Bridging Loans and Unregulated Bridging Loans?

Penn Financial
Jun 26, 20232 min read


Protections | The Basics: Regulated Bridging Loans Versus Unregulated Bridging Loans
A regulated bridging loan is a type of bridging finance that is regulated by the Financial Conduct Authority. By implication, an ...

Penn Financial
Jun 4, 20231 min read


Protections | Have You Been Thinking About Cancelling Your Protections Policy?
The cost of living crisis is sadly well established in the minds and pockets of many... Have you been thinking about cancelling your policy?

Penn Financial
Mar 14, 20232 min read


Mortgages | Joint Borrower, Sole Proprietor
Trying to get a mortgage on your own can be challenging as you can only borrow so much as your lender deems to be affordable in accordance..

Penn Financial
Dec 19, 20222 min read


Mortgages | Is The Second Charge Mortgage Worth Considering?
Sometimes, you may need extra money and there are various ways to raise that capital – one of those ways is by way of a second charge...

Penn Financial
Nov 18, 20222 min read


Mortgages | What Is Happening On The Mortgages Market? | November 2022 Update
The Bank of England base rate has now increased to 3% from 2.25%, which is the highest the base rate has been since the...

Penn Financial
Nov 11, 20222 min read


Mortgages | Stamp Duty Land Tax From 23.09.2022
You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example, a ho

Penn Financial
Oct 12, 20221 min read


Protections | Critical Illness | “It won’t happen to me” Mentality
Critical illness cover is something we talk to our clients about every day, and it is one of those “it won’t happen to me” topics and...

Penn Financial
Feb 15, 20222 min read


Mortgages | Stamp Duty | From 1 July 2021
Stamp duty rates have now changed from 1 July 2021 as the tax holiday introduced in June 2020 starts to be phased out.

Penn Financial
Jul 8, 20212 min read


Mortgages | What Does A Mortgage Broker Do?
In this article, we are explaining to you the mortgage application process and how a Mortgage Broker can help you save time and money.

Penn Financial
Jun 24, 20214 min read


Mortgages | First Homes Scheme 2021
From Friday 4th June 2021 the government launched a new scheme to help First Time Buyers get onto the property ladder if possible...

Penn Financial
Jun 15, 20212 min read


Mortgages | The Mortgage Application Process Explained
Whether you are a first-time buyer, looking to remortgage your home or other property or seeking to find a buy-to-let property, then you...

Penn Financial
May 25, 20215 min read


Mortgages | ACT NOW | Residential Properties And Stamp Duty Holiday – 8 July 2020 To 30 June 2021
Time is now running out to take advantage of his stamp duty holiday...

Penn Financial
Apr 26, 20212 min read


Mortgages | News | Halifax Is Launching A Mortgage Guarantee Scheme And 95% Loan To Value Products
Halifax has revealed it will be launching new purchase products for applications up to 95% Loan To Value (LTV), to support the Government Mo

Penn Financial
Apr 15, 20211 min read


Mortgages | Equity Release
Equity release allows you to access that portion of the money tied up in your home without having to sell the property.

Penn Financial
Mar 30, 20212 min read


Mortgages | Buy To Let
With any investment, there is always a risk and you should carefully consider the risks before taking on a buy to let mortgage.

Penn Financial
Mar 15, 20212 min read


Protections | Factors That Affect Income Protection
The main factors that affect the premium are matters such as...

Penn Financial
Mar 8, 20212 min read


Protections | Types Of Critical Illness Cover
Typically, you pay a monthly or annual premium for the cover. There are three main types of critical illness cover: a) Stand-alone...

Penn Financial
Mar 8, 20212 min read


Mortgages | Shared Ownership Scheme
Purchasing a property outright in the traditional way can be very costly and out of the reach of many key workers and first-time buyers.

Penn Financial
Mar 4, 20212 min read
bottom of page



