Equity Release Advice for Homeowners Over 55: Your Guide to Later Life Lending
- Penn Financial
- Sep 12
- 2 min read
At Penn Financial, we know that planning for later life is about more than numbers. It is about feeling secure, informed, and confident in every decision you make. That is why we are sharing the freshly updated Equity Release Consumer Guide, by Equity Release Council, a trusted resource for anyone considering how to unlock property wealth as part of their retirement planning.
With research showing 61% of UK homeowners are interested in releasing equity from their property, clear and transparent advice has never been more important. If you are a homeowner, over 55, exploring your options, this guide is here to help you navigate the world of later life lending in the UKÂ with ease.
Why the Equity Release Consumer Guide?
Equity release is a significant financial step. This guide offers practical, jargon-free information so you can make informed decisions that suit your needs and circumstances.
A Step-by-Step Journey
From the first enquiry to post-completion support, the guide walks you through each stage of the process, so you know what to expect at every turn.
Protections You Can Trust
The guide highlights Equity Release Council Standards and the Consumer Charter, ensuring you understand the safeguards in place when choosing an adviser who’s a Council member.
Clear Roles for Key Professionals
It breaks down the role of surveyors, solicitors, and other experts, giving you clarity about who’s involved and how they help protect your interests.
Supporting Confident Decisions in Later Life
Later life lending can help homeowners over 55 access property wealth to enhance retirement, manage costs, or support loved ones. But the decision requires expert guidance and trustworthy resources—and that’s exactly what this updated guide delivers.
At Penn Financial, we combine in-depth expertise with a client-first approach to equity release advice. Our mission is to make sure every client feels informed, supported, and empowered to make choices that truly work for them.
If you or your clients are exploring equity release options in the UK, this guide is the perfect place to start. And if you’d like tailored advice, our team is here to help, every step of the way.
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Penn Financial  
The information provided in this article is not intended to constitute professional advice. You should seek comprehensive legal, accountancy, or financial advice regarding your situation from a qualified Solicitor, Accountant, or Financial Advisor/Mortgage Broker before taking any action.