Life events like illness, separation, new relationships, or changing goals can all impact your mortgage needs, your family and potential beneficiaries. 

Typically, with a Home Reversion Plan, the homeowner is selling their interest in the property, and so the loan-to-value can be 75% or even more. However, with a Lifetime Mortgage, given that the borrower is rolling up the interest, the amount of cash available at outset is limited, with a typical maximum often being just over 50%. 

Equity Release and Lifetime Mortgages are often used interchangeably in everyday language and the media. However, it’s important to...

With more than three decades of experience in the financial services industry, Paul Smith brings a wealth of knowledge and dedication to...

While Lifetime Mortgages are often written based on age and the value of the property, it is also, in some cases, possible to increase...

Private School fees are currently in the news with the planned removal of VAT exemption, and with the average fee for a day pupil...