Life events like illness, separation, new relationships, or changing goals can all impact your mortgage needs, your family and potential beneficiaries. 

Typically, with a Home Reversion Plan, the homeowner is selling their interest in the property, and so the loan-to-value can be 75% or even more. However, with a Lifetime Mortgage, given that the borrower is rolling up the interest, the amount of cash available at outset is limited, with a typical maximum often being just over 50%. 

Be inspired by Sylvia's story. This is how thoughtful financial planning can create a lasting impact on your life and those around you.

While Lifetime Mortgages are often written based on age and the value of the property, it is also, in some cases, possible to increase...