If you, for example, have a discounted rate mortgage and the term of that discount has come to an end, you may wish to take out another mortgage to benefit from a further period of discount by taking out a new mortgage with your existing lender or a new one.
If you wish to move from one home to another, you may wish to find a completely new mortgage deal by taking out a new mortgage with your existing lender or a different one.
It is often worth talking to your current mortgage provider or a broker who will advise you on which path to take and which one will suit your needs and circumstances the best and in doing so you could save thousands of pounds over the term of your mortgage.
Get in touch so we can help you make sense of the mortgage process for a first time buyer and explain the options available for you.
We look forward to working together.
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